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What Age Should I Collect Social Security If I Don’t Need It?

EPISODE · Jul 25, 2023 · 26 MIN

What Age Should I Collect Social Security If I Don’t Need It?

from Ready For Retirement · host James Conole, CFP®

For many people, Social Security will be their primary income source in retirement, but some individuals have sufficient assets or income from other sources, making them less dependent on Social Security benefits.James explains the factors that can affect when you should collect Social Security and how to create a dynamic strategy.Questions Answered: What if you have sufficient assets/ income that you don't depend on Social Security for your retirement needs?How should that change your approach to collecting social security?Timestamps:0:00 Intro2:36 If you don't need Social Security5:40 First thing to look at7:48 Listener's situation10:11 Working in retirement12:50 The second thing to look at14:30 The third thing to look at15:44 The fourth thing to look at17:15 Examples20:18 Needing cash down the line24:49 Final thoughts25:22 OutroCreate Your Custom Strategy ⬇️Get Started Here.Join the new Root Collective HERE!

What this episode covers

For many people, Social Security will be their primary income source in retirement, but some individuals have sufficient assets or income from other sources, making them less dependent on Social Security benefits. James explains the factors that can affect when you should collect Social Security and how to create a dynamic strategy. Questions Answered: What if you have sufficient assets/ income that you don't depend on Social Security for your retirement needs? How should that change...

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What Age Should I Collect Social Security If I Don’t Need It?

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Frequently Asked Questions

How long is this episode of Ready For Retirement?

This episode is 26 minutes long.

When was this Ready For Retirement episode published?

This episode was published on July 25, 2023.

What is this episode about?

For many people, Social Security will be their primary income source in retirement, but some individuals have sufficient assets or income from other sources, making them less dependent on Social Security benefits.James explains the factors that can...

Is there a transcript available for this episode?

Yes, a full transcript is available for this episode. You can read the complete transcript on the episode page.

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