What Are Specialty Consumer Reports?

I am often asked if banking information such as NSF (Non-Sufficient Funds) fees and negative balances left for the bank to close the accounts. These types of transactions are typically not reporting anywhere on your "regular" credit report. However, there are various specialty reports that this information and all sorts of other information report to. Listen in to get an overview and here is the link to the PDF version of the report from the Consumer Financial Protection Bureau: https://files.consumerfinance.gov/f/documents/cfpb_consumer-reporting-companies-list_2022-01.pdf [email protected]