What Are You Really Spending On? (Expense, Treat or Investment?) episode artwork

EPISODE · Jan 25, 2026 · 13 MIN

What Are You Really Spending On? (Expense, Treat or Investment?)

from One Step Wealthier

In today’s episode, I’m reflecting on something that changed how I see money completely: the three types of spending — expenses, treats, and investments.I share how I used to spend without thinking in my twenties, chasing experiences and buying things just because others did. But over time, I started to ask myself: Is this really helping me build the life I want? That’s when everything shifted.This episode is full of personal examples — from lash extensions and high heels to toe spacers and organic food. You’ll hear how I now try to spend more on the things that bring long-term returns — not just in money, but in health, freedom, and confidence.💭 I also want to invite you to reflect:What was the last thing you spent money on?Was it an expense, a treat, or an investment?If your money could vote, what future is it voting for?And if you’re thinking about starting to invest but don’t know where to begin — I’ve got a free beginner’s guide that I really wish I had when I started. Click on this link to dowload it: https://onestepwealthier.carrd.co/💚 Thank you for being here and helping yourself get One Step Wealthier. Let’s keep growing together — one decision at a time.

Episode metadata supplied by the publisher feed · Published Jan 25, 2026

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What Are You Really Spending On? (Expense, Treat or Investment?)

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This episode was published on January 25, 2026.

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