What Can You Afford on $100k a year? The Honest Breakdown

Is $100,000 a year really enough to live a stable, comfortable life? In this episode, Pete breaks down the harsh reality of six-figure income in 2025 — starting with what you actually take home after taxes, 401(k contributions, and healthcare. Spoiler: it’s not $100K. Then we build a real financial life around what’s left, covering retirement savings, housing, transportation, food, insurance, and everything else life throws at you. If you’ve ever asked, “Why do I still feel broke even though I make six figures?” — this one’s for you. This is the first in a new series where we build complete financial lives around real household incomes. Coming up: How to make $70,000 feel like stability What life looks like at $50,000 a year Why $200K doesn’t guarantee wealth And what true financial peace looks like at any income Subscribe now — and let’s build a life that actually works.