What Credit Score Do I Need to Buy a Home? The Truth About Credit and Homeownership

This week on Mortgage Matters, Heidi Griffith and Roland Daniels explore one of the biggest myths in homeownership: the belief that you need perfect credit to buy a home.From the long-standing "720 credit score" myth to misconceptions about FHA, VA, conventional loans, and down payment assistance programs, they discuss why so many people rule themselves out before ever finding out where they actually stand.You'll hear the story of a single mother who nearly gave up on homeownership because of medical debt and credit challenges, along with a conversation about embarrassment, outdated information, and the assumptions that often stop people from taking the first step.Whether your credit score is in the 500s, 600s, or beyond, this episode is a reminder that your credit score is only one piece of the puzzle, and that the answer may be very different from what you think.