EPISODE · Oct 5, 2021 · 14 MIN
What does Contingent Non-Forfeiture mean? Is it on every LTC plan?
from Preparing For Tomorrow podcast · host Diane Stoddart
Welcome to season 3!!!! Steven in New Jersey asked about contingent non-forfeiture. He wants to know if every LTC plan has it. Diane shares what both the contingent NF rider is as well as the optional NF rider that you can add to a traditional Tax-Qualified LTC plan. Hybrid or linked benefit plans have a cash surrender value rather than non-forfeiture. Listen and learn how they differ, and how this all works when used.
NOW PLAYING
What does Contingent Non-Forfeiture mean? Is it on every LTC plan?
No transcript for this episode yet
Similar Episodes
Mar 26, 2026 ·1m
Jan 2, 2026 ·47m
Dec 21, 2025 ·46m