What Happens If The Market Doesn’t Crash? | Closing The Deal Ep. 65 episode artwork

EPISODE · Apr 3, 2026 · 36 MIN

What Happens If The Market Doesn’t Crash? | Closing The Deal Ep. 65

from Closing the Deal

Everyone is waiting for a housing market crash… but what if it never comes?In this episode of Closing the Deal, Zach Dickson and Sam Enright break down one of the biggest questions in today’s housing market:👉 What actually happens if the market doesn’t crash?We dive into:Why so many buyers are sitting on the sidelinesThe real differences between today’s market and 2008What a “crash” actually means (and what people get wrong)The hidden risks of waiting to buyHow supply & demand really drives home pricesWhy trying to time the market can backfireIf you’ve been waiting for the “perfect time” to buy, this episode will challenge your thinking and help you make a smarter decision based on YOUR situation—not headlines.🎯 The truth: Waiting doesn’t remove risk… it just changes it.🎧 New episodes drop every Friday at Noon▶️ Watch on YouTube | 🎙 Listen on Spotify & Apple Podcasts00:00 – Why Everyone Is Waiting for a Crash00:56 – What Changed Since 2020 (Rates & Prices Explained)02:30 – Why Buyers Are Sitting on the Sidelines04:45 – Fear of Buying at the Wrong Time06:55 – Why 2008 Comparisons Are Misleading09:20 – What People Think a “Crash” Means11:00 – Why Housing Isn’t Like the Stock Market13:03 – Can Prices Drop AND Rates Drop Together?15:00 – What Would Actually Need to Happen for a Crash16:11 – What Really Drives Home Prices (Supply & Demand)18:45 – Average Appreciation & Market Reality20:00 – Lending Changes Since 2008 (Big Difference)23:27 – The Risk of Waiting to Buy25:00 – What If Prices Keep Going Up?26:30 – What Happens If Rates Drop? (Demand Surge)28:00 – The Refinance Advantage Explained29:09 – Waiting Doesn’t Remove Risk29:55 – Questions Buyers SHOULD Be Asking30:30 – Are You Financially Ready?31:15 – How Long Should You Stay in a Home?32:00 – Does Buying Even Make Sense for You?32:37 – Reframing the Decision (Control vs Noise)33:41 – Final Thoughts: Stop Trying to Time the Market

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What Happens If The Market Doesn’t Crash? | Closing The Deal Ep. 65

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