EPISODE · Feb 4, 2026 · 4 MIN
What Happens When My Church Uses Two Different Companies for Property and Liability Insurance?
from Faith, Stewardship, & Insurance: Protecting Texas Churches
In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley from Insurance for Texans addresses a common query from church leaders. Can you use two insurance companies, one for property and one for liability? Focusing on a specific case from a church in Abilene, Wadley explains how splitting coverage between two carriers allowed the church to secure robust liability protection and affordable property insurance simultaneously. He emphasizes the importance of coordination between policies to avoid gaps in coverage and explains how working with experienced church insurance specialists can ensure comprehensive protection. Reach out to our church insurance team at insurancefortexans.com Get a copy of our book, The Promise of Certainty at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:25 The Dilemma: Can Churches Use Two Insurance Companies? 00:43 Challenges Faced by the Abilene Church 01:56 The Solution: Splitting Coverage 02:45 Implementing the Strategy 03:10 Coordination and Expertise 04:00 Conclusion and Contact Information
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What Happens When My Church Uses Two Different Companies for Property and Liability Insurance?
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