What happens when your 401(k) becomes your paycheck in retirement?

In this episode of Retirement Success, Steve and Elizabeth Holland break down one of the biggest retirement realities facing Americans today: only a small percentage of workers still have traditional pensions — meaning your retirement income strategy matters more than ever.Steve, Elizabeth, and Todd MJ Schmidt discuss:✔️ The biggest mistakes people make with their 401(k)s✔️ Why retirement requires a completely different strategy than accumulation years✔️ Sequence of returns risk and how market downturns can permanently impact retirement income✔️ How taxes, inflation, and required minimum distributions (RMDs) affect your future✔️ The importance of creating a sustainable income plan✔️ Why “a million dollars” in a 401(k) may not actually be yours after taxes✔️ How to create your own personal pension strategy✔️ The role of tax planning in retirement success✔️ Real-life retirement concerns including divorce, widowhood, downsizing, and lifestyle spendingThe Holland Group Retirement Wealth Advisors explains why retirement planning is about more than investing — it’s about building a strategy designed to protect your lifestyle for decades to come.📞 Schedule your complimentary retirement income review today: 727-228-6449🌐 Visit: askthehollands.com📺 Watch Retirement Success Sundays at 11:30 AM on Channel 10.