What I Wish I Knew Sooner About Money and Motherhood

How deeply are you aware of the financial impact of motherhood on your life? Like so many women, I chose to step back from my career when my children were little. I knew I was trading income for time and presence, and I don't regret that. But I never fully understood just how big that trade-off would be in the long run, especially when it comes to retirement savings, pension contributions, and financial security in later life. This isn’t about blaming anyone. It’s about taking a clear-eyed look at the numbers and making sure we, as mothers, don’t keep paying the price for our care work in silence. We'll talk about the "motherhood penalty," how to calculate your personal retirement gap, and why it's never too late to make small, powerful shifts that support your financial well-being. If you're a mother in midlife who wants to feel more abundant, more informed, and more in control of your financial future, this episode is for you. Whether you’ve been working part time, took a long career break, or are just starting to think about your long-term finances, I hope this conversation helps you feel seen and motivated to take your next right step. This is episode 7 of my 8-part Abundance Series for Mothers in Midlife. This series is all about helping you reconnect with your power, your voice, and your vision of a truly abundant life — and financial security is a big part of that You can watch this episode on Youtube: https://youtu.be/9B9ykIj8Fqg 🌟 Welcome to The Doula Johanna Podcast 🌟 I’m Dr. Johanna Canady — your life doula for birth, death, and everything in between. 🎧 Weekly episodes to help you: Reclaim your body, joy & purpose Navigate big transitions with courage and curiosity Embrace desire, rest, money, and meaning — unapologetically ✨ Topics: motherhood, sex, money, health, grief, career change & more.