What If Your Adult Kids Can’t Handle Money? episode artwork

EPISODE · Dec 23, 2025 · 10 MIN

What If Your Adult Kids Can’t Handle Money?

from Complete Estate Planning · host Nick Rosenbauer

📞 📅 Schedule Your No-Cost Consultation: https://cincinnatiestateplan.com/contact/ 🎓 Join Us for Our Next Workshop: https://cincinnatiestateplan.com/workshops/ What do you do when your adult children aren’t responsible with money but you still want to make sure they’re taken care of after you’re gone? Today we answer a question facing many parents about what estate planning options are available when you’re worried about handing over an inheritance to kids who will likely mishandle it. Nick explains the practical, realistic options parents have when an adult child may never be “money-ready.” Whether the concern is financial immaturity, addiction, or lifelong poor habits, we’ll show you why “controlling from the grave” isn’t negative and often the most loving choice. Here’s some of what we discuss in this episode: 🎯 Not “controlling”, protecting - Supportive guardrails, not punishment. 📝 Trust rules matter - Income-only, installments, or full discretion — you choose. 🧑‍⚖️ Pick the right trustee - The job must match the complexity. 🏦 Corporate trustees are options - Especially when oversight is lifelong. 🔍 Define needs before picking people - Build the rules, then choose who enforces them.   Our website: https://cincinnatiestateplan.com/ Phone: 513-463-6789 Contact our team: [email protected] Check out our free resources here: https://cincinnatiestateplan.com/free-resources/ Check us out on YouTube: https://www.youtube.com/channel/UCf3WXpR0a-tMvimbMT_lkMA?sub_confirmation=1

Episode metadata supplied by the publisher feed · Published Dec 23, 2025

Embed this episode

NOW PLAYING

What If Your Adult Kids Can’t Handle Money?

0:00 10:49

No transcript for this episode yet

We transcribe on demand. Request one and we'll notify you when it's ready — usually under 10 minutes.

No similar episodes found.

Frequently Asked Questions

How long is this episode of Complete Estate Planning?

This episode is 10 minutes long.

When was this Complete Estate Planning episode published?

This episode was published on December 23, 2025.

Can I download this Complete Estate Planning episode?

Yes. Use the download control on the episode player to save the publisher-provided media file.
URL copied to clipboard!