What Insurance Companies Don’t Want You to Know About Medical Bills, Med-Pay, and Liens

Episode Summary: In this episode of Benson on Injury Law, host Paul Benson, a seasoned personal injury attorney from Wisconsin, delves into the complexities of handling medical bills following an accident. Joined by LeAnn Lyon, they explore the intricacies of med pay, health insurance, and medical liens, shedding light on why health plans often deny bills and how auto insurance interacts with medical expenses. Paul explains the benefits of using health insurance to pay bills initially and the strategic advantage of negotiating reimbursements. He also discusses the pitfalls of early settlement offers from insurance companies and the importance of understanding the financial dynamics in personal injury cases. Listeners will gain valuable insights into maximizing their compensation and avoiding common traps in the aftermath of an accident. Key Timestamps: 00:01 – Introduction 00:54 – Common Questions After an Accident 01:28 – Health Plans Denying Medical Bills 02:13 – Handling Medical Bills in Wisconsin 02:57 – Understanding the Collateral Source Rule 03:45 – What is Med Pay? 04:50 – Proper Use of Med Pay 05:46 – Role of Health Insurance 06:22 – Understanding Medical Liens 07:37 – Impact on Recovery Amounts 09:02 – Insurance Company Tactics 10:35 – Early Settlement Opportunities 11:54 – Consequences of Mismanaged Bills 13:00 – Getting Help with Medical Bills About the Show: Benson on Injury Law is a podcast dedicated to unraveling the complexities of personal injury cases, particularly focusing on the financial and legal aspects. Hosted by Paul Benson, a knowledgeable attorney based in Wisconsin, the show provides listeners with practical advice and insights into navigating the aftermath of accidents. With a focus on clarity and empowerment, each episode breaks down essential topics like insurance claims, medical bills, and legal rights, ensuring listeners are well-equipped to handle their personal injury cases effectively. Whether you're dealing with an accident or seeking to understand the legal landscape, Benson on Injury Law offers valuable guidance and support.