What It Costs Me: I Didn't Save for Retirement Until I Was 47 episode artwork

EPISODE · Sep 3, 2026 · 55 MIN

What It Costs Me: I Didn't Save for Retirement Until I Was 47

from Financially Confident Christian

I didn't save a single dollar for retirement until I was 47, and today I'm walking you through what that decision actually cost me. Plus, SNAP benefits are about to change for millions of families, and ground beef just hit $6.89 a pound.https://www.becomingfinanciallyconfident.comThis is Becoming Financially Confident, live weekdays from 11:30 AM to 12:30 PM Eastern.I'm Ralph Estep Jr., a licensed public accountant with 30 years of experience, and I'm joined by my cohost Juliet.On Today's Episode:What It Costs Me: I didn't save a dollar for retirement until I was 47, and I show you the real math on what that decision cost meSNAP's family-of-four benefit rises to $1,023 on October 1, but the work requirement now stretches to age 64, and I walk through what that actually means for households affectedGround beef hit $6.89 a pound because cattle herds are at their lowest level in years, and Juliet and I talk through some practical swapsMedicare's open enrollment window opens October 15, and I break down why premiums are projected to climb even after the Social Security cost-of-living bumpA car dealership scam making the rounds right now, including the one thing you should always verify before sending a depositWatch or listen live at https://www.becomingfinanciallyconfident.com/live.Got a money question for me? Send it my way at https://www.becomingfinanciallyconfident.com/question and I'll answer it on the show.Links mentioned in the show:Stamps.com: https://www.becomingfinanciallyconfident.com/stampsWalletHub: https://www.becomingfinanciallyconfident.com/walletEZ Will & Trust: https://www.becomingfinanciallyconfident.com/ezwillCompanies mentioned in this episode:FidelityWalletHubEasyWillSNAPMedicareStamps.com

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This episode was published on September 3, 2026.

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