What Most Investors Get Wrong About Commercial Property - with Steve Palise | Ep. 2

In Episode 2 of The Smart Property Investor, host Naveen Merani sits down with Steve Palise from Palise Property - one of Australia's most recognisable names in commercial property investing. Steve did what most investors only talk about: he sold down the majority of his residential portfolio and went all in on commercial. With over 11 years in the industry and over 2000 property purchases under his belt, Steve brings a rare blend of analytical rigour and hard-won experience to a space many investors find intimidating.In this episode, Steve breaks down how commercial property actually works - from the mechanics of commercial lending to the realities of getting started - and challenges some of the most persistent myths that keep residential investors on the sidelines.Fair warning: Steve gets very specific, and a lot of maths happens on the whiteboard. So tune watch the video version on YouTube to dive deeper.What We CoverHow commercial lending actually works — including lease doc loans, where a property can fund itself off its own rental income without factoring in your personal income at allHow much money you actually need to get started — Steve breaks it down by price point, and explains why "you need millions to invest in commercial" is one of the most damaging myths in this spaceWhether residential really is the safer bet inside your SMSF — and why Steve's answer might surprise youWhy buying your own business premises through your super is usually the wrong move — even though almost every business owner wants to — and how to know if you're the exceptionThe case for selling your residential portfolio to go commercial — and how Steve made that call himselfAbout the Guest:Steve Palise is the founder of Palise Property, a nationwide buyers agency specialising in commercial and residential property investment across Australia. With a background in engineering, Steve brings an analytical, numbers-first approach to a space that most investors find overwhelming.He's purchased thousands of properties for himself and his clients across every state, authored Commercial Property Investing Explained Simply, and built one of Australia's leading educational resources for commercial property investors through the Commercial Property Institute — a free online training program available through his website.Connect with Steve:Website: https://www.paliseproperty.com Free Course: https://www.propertyinstituteaustralia.com.au/courses/commercial-property/ Book: https://www.paliseproperty.com/book-store/ YouTube: https://www.youtube.com/@palisepropertyLinkedIn: https://www.linkedin.com/in/steve-palise/Facebook: https://www.facebook.com/paliseproperty Instagram: https://www.instagram.com/paliseproperty/ The information discussed in this episode is general in nature. It does not constitute financial, tax or legal advice. Please speak with a qualified adviser before making any decisions about your own circumstances.