What Most People Get Wrong With 401Ks and Emergency Funds

Kelsey sits down with Mike to demystify the basics of financial planning for young adults. They cover how to choose an advisor, what “fiduciary” really means, and why your first priorities are protection and an emergency fund before you chase returns. They dig into 401k plans, how much to save, and the simple two-bucket approach to balance near term goals with long term investing.Tell us what you want next. Comment with a topic, drop a question, or share. We read everything and your feedback shapes the show.