What Most People Get Wrong With 401Ks and Emergency Funds...

What this episode covers

Kelsey sits down with Mike to demystify the basics of financial planning for young adults. They cover how to choose an advisor, what “fiduciary” really means, and why your first priorities are protection and an emergency fund before you chase returns. They dig into 401k plans, how much to save, and the simple two-bucket approach to balance near term goals with long term investing.Tell us what you want next. Comment with a topic, drop a question, or share. We read everything and your feedback shapes the show.

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Frequently Asked Questions

How long is this episode of Business Casual?

This episode is 36 minutes long.

When was this Business Casual episode published?

This episode was published on November 7, 2025.

What is this episode about?

Kelsey sits down with Mike to demystify the basics of financial planning for young adults. They cover how to choose an advisor, what “fiduciary” really means, and why your first priorities are protection and an emergency fund before you chase...

Can I download this Business Casual episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.