“What Percentage of Income Should I Save for Retirement?”

I walk through the popular “save 20% of your income for retirement” guideline and why that number is only a starting point. The real conversation is about your life, your priorities, and the tradeoffs you want to make. In this episode:Why 20 percent is a rule of thumb, not a ruleThe role of employer retirement contributionsHow lifestyle choices shape your savings rateEarly retirement goalsWhy cost of living & inflation matter more than a single numberSituations where saving less than 20% still works