What Really Drives Your Holiday Spending?

Ever notice how the holidays can feel like a whirlwind of traditions, to-do lists, and spending triggers you didn't see coming? From nostalgic memories to modern-day gift exchanges, this episode unpacks the emotional (and financial) layers that show up the moment the lights go up and the calendars fill. Catherine and Rachel share heartfelt stories from childhood school "gift shops" to multigenerational tamale-making, and explore how these traditions shape the way we spend today. They break down why holiday budgets can spiral, how to avoid over-giving out of guilt, and simple ways to create meaning without overspending. You'll hear smart strategies for navigating gift exchanges, hosting responsibilities, family expectations, and the pressure to buy for everyone. Plus, ideas for new traditions that cost little but bring big connection: baking days, movie nights, storytelling, and shared experiences that matter more than what's under the tree. Whether this season feels joyful, overwhelming, or a bit of both, this episode offers perspective and practical tips to help you move through the holidays with intention and protect your financial peace. Ready to align your money with your mindset? Call us at 760-692-5700 to schedule a strategy session. Date Recorded: 11/18/25 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com | 760.692.5700