What Should My Texas Church Know About a Managed Repair Program?

Host Ron Wadley of Insurance for Texans explains what managed repair programs mean for Texas churches. Using Teddy, a Waco finance committee member, who discovers “managed repair program” language in a low-premium property proposal as an example. Wadley says these programs, driven by rising Texas weather losses, can reduce premiums but shift control and risk to the church during claims. Unlike standard replacement cost policies where churches choose contractors and approve full restoration with similar kind and quality materials, managed repair programs require using the insurer’s contractor and scope, and prioritize acceptable repairs. These programs let the carrier define replacement costs, potentially causing mismatched materials and funding gaps. He warns savings can become large unrecoverable costs after storms and urges churches to ask hard questions. Connect with our church insurance team at insurancefortexans.com Get a FREE copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Show Introduction 00:27 Teddy Finds a Catch 01:41 What Managed Repair Means 02:33 How Control Disappears 04:10 The Real Cost of Savings 04:44 How to Protect Your Church 05:32 Resources and Closing