What Should You Do With Your Old 401(k)s After You Change Jobs? episode artwork

EPISODE · Mar 30, 2026 · 35 MIN

What Should You Do With Your Old 401(k)s After You Change Jobs?

from Clear Money Talk

What should you do with your old 401(k)s after you change jobs? It sounds like a simple question, but the wrong move can create unnecessary taxes, missed opportunities, or added complexity. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, unpack the bigger picture behind old retirement accounts and why this decision deserves more attention than it often gets. From understanding your available options to recognizing some of the most common missteps, this conversation is designed to help listeners slow down and think more intentionally about a decision that can have lasting financial consequences. What seems like a small administrative task can actually play a meaningful role in how organized, efficient, and aligned your financial life remains over time. Whether you have one old 401(k) or several accounts scattered across past employers, this episode will help you think more clearly about what comes next and what mistakes are worth avoiding.

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What Should You Do With Your Old 401(k)s After You Change Jobs?

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