What Should You Know About Roth Conversion Taxes?

Would you ever choose to pay more in taxes today if it could put you in a better position tomorrow? That's the question behind Roth conversion planning—and the answer isn't always as simple as "pay less tax now." In this episode of Savvy Women, Catherine Magaña and Rachel Ivanovich explore what you should know about Roth conversion taxes and why looking beyond this year's tax bill can be so important. From changing tax brackets and retirement income to RMDs and Medicare premiums, a decision that looks expensive today may look very different when viewed over your lifetime. In this episode: Why Roth conversion decisions shouldn't be based on one tax year How your tax situation can change throughout retirement Why lower-income years may create Roth conversion opportunities How RMDs can affect future taxable income Why Medicare premiums and other retirement considerations matter How Roth conversions can fit into a broader, long-term tax strategy When it comes to Roth conversions, the bigger question may not be "What will this cost today?" but "What could my taxes look like tomorrow?" Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ Date Recorded 9/17/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com | 760.692.5700