EPISODE · Feb 17, 2026 · 15 MIN
What To Do When You Are Overwhelmed by Debt After 40
from Wealthy After 40: Retirement Ready, Financial Freedom, Budgeting, Saving, Debt · host Dalene Higgins - Money Coach & Retirement Strategist
[Ep 176]Feeling overwhelmed by debt right now? This feeling is real. The solution isn’t simply trying harder or being stricter about paying off debt. In this episode, I talk about the two main causes of overwhelm, even when you’re trying to be responsible and pay off the debt. You’ll learn how to change your relationship with debt so your money actually starts moving you forward instead of keeping you in place.✅ Why debt feels different after 40 (and why that’s normal)✅ The rollercoaster that keeps recreating debt balances✅ Why “unexpected expenses” aren’t actually unexpected✅ The reason low-interest debt still feels stressful✅ How to decide if paying off debt should truly be your priority✅ How to budget and get out of debtWhat topic or question would you love answered on the podcast?Not sure what you need to do to make retirement happen? Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.Looking to learn more about being retirement ready?Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.Connect with meFacebook: https://www.facebook.com/dalene.higgins/
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[Ep 176] Feeling overwhelmed by debt right now? This feeling is real. The solution isn’t simply trying harder or being stricter about paying off debt. In this episode, I talk about the two main causes of overwhelm, even when you’re trying to be responsible and pay off the debt. You’ll learn how to change your relationship with debt so your money actually starts moving you forward instead of keeping you in place. ✅ Why debt feels different after 40 (and why that’s normal) ✅ The rollerc...
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What To Do When You Are Overwhelmed by Debt After 40
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