What to do when you can’t pay your debts

What happens when you simply can’t afford to pay your debts? FinCap financial mentor Charlotte Whitakker joins The Prosperity Project to explain the options available when debt becomes overwhelming — from negotiating with lenders and hardship applications to KiwiSaver withdrawals, debt repayment orders and bankruptcy. Plus, why buy now, pay later can fuel a debt spiral, when you should seek help, and why getting support earlier can make all the difference.See omnystudio.com/listener for privacy information.