What to expect in your first 100 days with a financial adviser with Rachael Holder

For a lot of people, working with a financial adviser feels intimidating. Do I need advice? Am I "bad with money"? What actually happens?In this episode of Money & a Good Life, Steph and Ryan sit down with Rachael Holder Tribeca Adviser with psychology training and behavioural finance expertise to demystify the process.Rachael walks through the first three months of working with an adviser, explaining what happens, why it matters, and how it transforms your finances and wellbeing.If you've ever wondered what good financial advice should feel like, this conversation provides the roadmap, from building foundations to creating your plan to establishing the ongoing partnership where real transformation happens.What we talk about:When financial advice makes sense for your situationWhy people who think they're "terrible with money" usually aren'tWhy advisers start with your story before numbersExploring values, family situation, money mindset, hopes and fearsHow women carry guilt or feel behind and how to reframe itProviding clarity and reducing the emotional load around moneyUncovering short, medium, and long-term goalsThe "what does a good life look like for you?" conversationWhat information and documents you'll need to provideTurning insights into actionable strategiesWhy technical skill and trust both matterWhat it means for advisers to act in your best interestsHow regulation protects clientsUsing cashflow modelling to visualise your futureWhat clients discover when advisers "look under the bonnet"Tailoring strategies to your capacity and comfort with riskWhat a Statement of Advice (SoA) is and why it mattersHow the relationship evolves after the plan is in placeWhy real transformation happens after the first few monthsManaging decisions as they arise, school fees, redundancy, health eventsThe role of accountability and emotional supportNavigating difficult topics like wills and estate planningWhy years 1-3 build foundations and years 4+ deliver compounding benefitsThis episode removes the nervousness around the unknowns of engaging with an adviser and shows what good advice should feel like, both the qualitative side and the quantitative side.Here's to your Good Life. And thanks for listening.Find us at www.tribecafinancial.com.auOur guest:Rachael Holder, Connect with Rachael on LinkedInLearn more about Rachael hereOur hosts:  Ryan Watson, CEO, Tribeca Financial  Connect with Ryan on LinkedIn Stephanie Coombes, podcast expert and media strategist  Connect with Steph on LinkedInTribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.  Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.  Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.