What to know about flood insurance in NJ | 3/18/2025 Tidal Flooding Talk

Palma, Dan and Joe chatted about flood insurance in New Jersey, spotlighting its value since Hurricane Sandy. They praised the New Jersey Coastal Coalition for helping towns join the Community Rating System (CRS) to cut insurance costs. Joe pointed out that CRS boosts scores with no downsides. With 200,000 policies, New Jersey trails Florida but enforces tougher height rules. Palma suggested flood-proofing homes to save on rates, while Joe pondered the impact of raising flood height rules by 5 feet.Joe brought up recent floods in Italy’s Tuscany and Emilia Romagna that shut schools. The talk shifted to local drought worries and threats to the Kirkwood Cohansey Aquifer, a vital water source. Dan urged for steady rain over two months to ease drought without flooding. They briefly covered weather forecasts and the difference between tidal and rain flooding.--Watch Tidal Flooding Talk (TFT)—America's only regular show that focuses on coastal flooding resiliency. TFT is put on by the New Jersey Coastal Coalition (NJCC), a group of towns near the coast and rivers that teamed up after Superstorm Sandy hit in 2012. Every month, TFT gets local leaders together for a engaging workshop to talk about flooding challenges. Visit njcoastalcoalition.com  to know more!