What Your Advisor Should Tell You About Required Minimum Distributions

Episode 53 of The Financial Advisor Podcast digs into a topic most retirees don't think about until penalties hit: Required Minimum Distributions. Lucas and Luna walk through the SECURE Act 2.0 changes that raised the starting age to 73, and explain why the RMD calculation isn't just a math problem—it's a tax strategy. They cover the Qualified Charitable Distribution strategy for donors, the risk of tax brackets jumping when both spouses take RMDs, and the little-known Roth IRA workaround. No jargon, real numbers. If you're nearing retirement or advising someone who is, this is the RMD conversation your planner should be having with you. #RequiredMinimumDistributions #RMD #RetirementPlanning #SECUREAct2.0 #IRA #401k #QualifiedCharitableDistribution #TaxStrategy #RothIRA #InheritedIRA #Fiduciary #FinancialAdvisor #Retirees #TaxBrackets #Penalty #Finance #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo