What Your Advisor Should Tell You About Social Security

Episode 16 of The Financial Advisor Podcast with Fexingo: Working with Planners turns to a topic most advisors handle poorly—Social Security claiming. Lucas and Luna break down the math behind a delay from 62 to 70, using a real $24,000 annual benefit example that grows 8% per year of deferral. They explain why the break-even age analysis misses the real point, how spousal and survivor benefits change the decision for couples, and why filing early can actually be smart for some clients. The hosts also discuss why many advisors avoid the topic altogether and what good planning looks like in practice. If you work with a planner or are thinking about it, this episode gives you one concrete question to ask at your next review. #SocialSecurity #ClaimingStrategy #RetirementPlanning #FinancialAdvisor #Fiduciary #Benefits #SpousalBenefits #SurvivorBenefits #BreakEvenAge #DelayedRetirementCredits #FullRetirementAge #WealthManagement #PersonalFinance #RetirementIncome #Planning #Finance #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo