What Your Advisor Won't Tell You About Rebalancing

Episode 25 of The Financial Advisor Podcast with Fexingo dives into the overlooked science of portfolio rebalancing. Lucas and Luna explore a real case: a retiree whose advisor let her allocation drift to 75% stocks after a bull market, leaving her exposed. They unpack why rebalancing isn't just about selling winners—it's about enforcing a risk budget, the tax implications of trading, and how often you should really do it. Specific numbers include a 60/40 portfolio that swung 15 percentage points without any trades, and the difference between calendar-based and threshold-based rebalancing. They also discuss why some advisors avoid rebalancing to lock in low cost-basis gains, and how to ask your advisor for a rebalancing policy statement. No fluff, just actionable insight for anyone who works with a financial planner. #PortfolioRebalancing #FinancialAdvisor #FiduciaryDuty #RiskManagement #AssetAllocation #TaxLossHarvesting #RetirementPlanning #InvestmentStrategy #60/40Portfolio #CostBasis #FinancialPlanning #WealthManagement #AdvisorTransparency #Finance #FexingoBusiness #BusinessPodcast #SmartMoney #RebalancingPolicy Keep every episode free: buymeacoffee.com/fexingo