What Your Advisor's Fee Structure Says About Their Advice

In this episode, Lucas and Luna explore how a financial advisor's fee structure influences the advice you get. They break down the difference between commission-based, fee-only, and fee-based models, and examine a real-world case: a couple paying 1.2% AUM with an additional 0.75% on a separately managed account — hidden costs that ate $18,000 a year. They also discuss a 2025 study from the CFP Board showing that fee-only advisors are 40% more likely to recommend low-cost index funds. If you're working with an advisor or thinking about hiring one, this episode gives you a framework for asking the right questions about compensation. #FeeStructure #FinancialAdvisor #Fiduciary #CommissionBased #FeeOnly #FeeBased #AUM #HiddenCosts #CFP #IndexFunds #Transparency #InvestorEducation #WealthManagement #RetirementPlanning #Finance #FinancialAdvice #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo