What Your Financial Advisor Should Tell You About 401k Rollovers

Episode 19 of The Financial Advisor Podcast with Fexingo dives into one of the most common and most misunderstood financial transactions: the 401(k) rollover. Lucas and Luna break down a specific case from Vanguard's 2025 data showing that nearly 40% of rollover dollars end up in high-fee accounts without fiduciary protection. They explain why a rollover can permanently cost you tens of thousands of dollars, what questions your advisor should answer before you move a penny, and how a simple tactic — asking for the plan's fee disclosure — can save you 0.5% annually. If you've ever changed jobs or thought about consolidating old 401(k)s, this episode gives you the exact script to use with your advisor. #401kRollover #FiduciaryDuty #Vanguard #RetirementPlanning #FeeDisclosure #JobChange #FinancialAdvisor #IRA #RolloverIRA #HiddenFees #InvestorProtection #Finance #FexingoBusiness #BusinessPodcast #Retirement #AdvisorConflicts #PlanSponsor #WealthManagement Keep every episode free: buymeacoffee.com/fexingo