What Your Insurance Company Isn't Telling You: Depreciation, Payouts, and How to Advocate

When a claim gets filed, most homeowners assume the insurance company will just take care of it. In this episode, Robert sits down with Taylor, R1's regional estimator, to pull back the curtain on how insurance payouts actually work. From recoverable versus non-recoverable depreciation, to mortgage company involvement, to why your final check is almost never the full amount, this episode gives you the framework to stop being a passive participant in your own claim and start advocating for yourself.