What's smarter for your portfolio?

🏡 Renovate or upgrade and what builds your portfolio faster? In today’s Finance Friday episode of Wealth Coffee Chats, we unpack a real-life scenario: a client is torn between upgrading her home or renovating and keeping the old one as an investment. 💡 Here’s what we covered: ✔️ When keeping your current home actually hurts your borrowing power ✔️ How to use equity in your PPR to buy more investment properties ✔️ Why selling CGT-free could accelerate your portfolio ✔️ What role your life stage plays in long-term property planning 👀 Spoiler: Paying off your home might feel right, but it could be slowing your progress.