What's the Best Time to Lock in Your Interest Rate? episode artwork

EPISODE · Jul 31, 2025 · 10 MIN

What's the Best Time to Lock in Your Interest Rate?

from Smart Mortgage Show with Bill Litton

📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/ 📲 Text "LEND" to 21000 to schedule a free 15-minute consultation You're getting close to buying your home, but now comes the big question: when should you lock in your mortgage rate? Rates move constantly, and with economic shifts, political uncertainty, and global factors like tariffs, it can be tough to predict where they're headed. In this episode, Bill explains what most buyers completely miss about locking in their interest rate, and how that oversight can lead to blown budgets, disqualified loans, and missed opportunities. Here's what we discuss in this episode: 🔒 Why locking your rate is more important than you think 📉 How float-down options can save you money 🏦 The danger of waiting too long 💬 Real-world scenarios that cost buyers big 📊 How Bill's team strategizes lock timing with data   CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF  

Episode metadata supplied by the publisher feed · Published Jul 31, 2025

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What's the Best Time to Lock in Your Interest Rate?

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