EPISODE · Aug 3, 2025 · 26 MIN
What’s Your Money Type and Why It Matters w/ Linda Grizely
from Seed and Society | AI, Systems, and Automation for Business Owners
This episode breaks down why understanding your relationship with money matters more than following generic financial advice. Linda Grisley, a certified financial planner turned financial educator, explains how psychology and mindset shape financial decisions and why one-size-fits-all strategies often fail. In this episode: How early money stories and inherited advice (like "pay off your mortgage") can block sound financial decisions, especially when interest rates and market conditions have changed Why debt strategy should be personalized: the psychological win of the snowball method versus the math-driven savings of the avalanche method, and how to use AI tools like ChatGPT to model your actual numbers The Me Money Method, a budgeting approach that allocates guilt-free spending money for yourself, which works differently depending on whether you're naturally a restrictor or a spender How to use consolidation loans strategically to reduce interest payments without adding collateral risk, and why cutting up credit cards matters less in an Apple Pay world Why Linda moved from one-on-one financial planning into creating courses and doing motivational speaking focused on women and money psychology Who this is for: Service business owners who earn strong income but struggle with financial decision-making because they're following advice that doesn't fit their actual situation, personality, or goals. Subscribe to the newsletter for tools, resources, and the free A.I. Employee Report at newsletter.seedandsociety.com.
What this episode covers
In this episode, Makeda speaks with certified financial planner Linda Grizely about understanding your personal relationship with money and how childhood experiences and ingrained beliefs create financial blocks. Linda explains her approach to financial education that combines practical planning with psychology, covering topics like strategic debt management, the difference between snowball and avalanche payment methods, and why advice like "pay off your mortgage early" doesn't always make sense depending on your interest rate.
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What’s Your Money Type and Why It Matters w/ Linda Grizely
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