When Private Lenders Get Cold Feet — And Homeowners Pay the Price episode artwork

EPISODE · Feb 5, 2026 · 6 MIN

When Private Lenders Get Cold Feet — And Homeowners Pay the Price

from The Wise Old Owl Podcast · host Vince Gaetano

Imagine losing your home — not because you missed a payment, but because your lender panicked. That’s exactly what’s happening right now in Canada’s private lending market. This week, Vince exposes a disturbing trend: private lenders refusing mortgage renewals on loans being paid exactly as agreed — no arrears, no defaults — simply because property values dipped and risk tolerance disappeared. This isn’t risk management. It’s predatory lending behavior in a stressed housing market.For more information, be sure to visit  https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Episode metadata supplied by the publisher feed · Published Feb 5, 2026

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When Private Lenders Get Cold Feet — And Homeowners Pay the Price

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