When to Hold 'em and When to Fold 'em

Thanks to a recommendation from a member, we decided to review when to hold 'em and when to fold 'em.Is there long-term value?Are the benefits enough to offset the annual fee?If not, is there a retention offer?If no offer, is there a path to product change to preserve the credit line to help with utilization ratioIf there's no path to product change, consider closing the card as long as it’s not the oldest cardIf no annual fee, little reason to close. If you’re not using them though, put a small charge on them periodically.Links to Topics Discussed Complete Guide to Wells Fargo Transfer PartnersAir India Refreshes it’s Flying Returns ProgramIberia Plus Bonus: New Milestone RewardsApplication Fee Is Going up for Global Entry, NEXUS, and SENTRI, Kids Will Be FreeAlaska Business CardAlaska Consumer CardWhere to Find UsThe Award Travel 101 Facebook Community.To book time with our team, check out Award Travel 1-on-1.You can also email us at [email protected] your Award Travel 101 Merch hereReserve tickets to our Late Summer 2026 Meetup in Milwaukee now. award.travel/mke2026Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card!Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.