Where opportunity hides when the market slows

In the new high-rate environment, is opportunity disappearing or shifting? That's what brokers and borrowers are working through together right now. In today's episode of Broker Daily Uncut, host Julian Barnes is joined by Finni brokers Eva Loisance and Costa Arvanitopoulos to break down a property market caught between caution and calculation. Auction clearance rates are slipping, stock is rising, and owner-occupiers are taking a step back – but investors are stepping in, negotiating harder, and finding value where others see risk. At the same time, lenders are shifting policy, opening up higher LVRs, and loosening requirements to keep credit flowing in a tightening cycle. From fixed-rate strategy and borrowing capacity pressure to the real impact of government schemes and the hidden costs catching buyers off guard, this episode gets into what's actually happening on the ground.