Who Has Actually Saved $1 Million for Retirement? [Rebroadcast]
Episode 431 of the Retirement Starts Today podcast, hosted by Benjamin Brandt CFP®, RICP®, titled "Who Has Actually Saved $1 Million for Retirement? [Rebroadcast]" was published on December 15, 2025 and runs 15 minutes.
December 15, 2025 ·15m · Retirement Starts Today
Episode Description
Only 3% of Americans have saved $1 million for retirement. according to 24/7 Wall St. & AOL. I'll break down what that means—and why your personal number might be more important than any national average.
After that, I answer a listener question where we tackle how to cover healthcare costs in early retirement—specifically for a 58-year-old retiree with a non-working spouse and three adult kids under 26 still on the family plan. We'll explore ACA strategies, income planning, and a clever way to help the kids get their own coverage at a big discount.
Resource:
AOL article by David Beren: A Look at U.S. Workers Who've Accumulated $1M in Retirement Funds
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