Who Really Wins With a 10% Credit Card Cap? episode artwork

EPISODE · Jan 19, 2026 · 37 MIN

Who Really Wins With a 10% Credit Card Cap?

from Asset Management Group, Inc · host Andrew Nida & Moise Piram

A proposed one-year 10% cap on credit card APR sounds consumer-friendly—but banks don’t do charity, they do math. In this episode, we break down what the proposal actually is, what would have to happen for it to become law, and where the real costs would likely move: rewards, fees, underwriting, and business credit lines. If you’re a high earner or business owner who pays cards off monthly, this isn’t about “saving interest”—it’s about what could change in the system you use every day. Plus, a practical playbook for what to watch and what to do if this becomes a serious legislative push.Follow us onX.com: https://x.com/AMGinc_ATLInstagram: https://www.instagram.com/assetmanagementgroupinc/LinkedIn: https://www.linkedin.com/company/amgincatl/Facebook : https://www.facebook.com/beyondtomorrowpodcastWebsite: https://www.assetmg-inc.com/YouTube: https://www.youtube.com/@assetmanagementgroupincTikTok : https://www.tiktok.com/@assetmanagementgroupincBlog: https://www.assetmg-inc.com/blogDisclosureEducational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.

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Who Really Wins With a 10% Credit Card Cap?

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