Who's to blame for this mortgage pain?

For the thirteenth time in a row interest rates have gone up. They’re now at 5% - the highest level since 2008. What is the knock on effect for all of us paying mortgages?Why are we struggling so much more than other countries to bring down inflation?And what will the political ramifications to all this be - will it make it easier for Labour to win an election - or will people rally to their government at a time of crisis and prefer the devil they know, to the devil they don't?