Why 3-D Secure is the New Standard for 2026 Global eCommerce Payment Security episode artwork

EPISODE · Jan 22, 2026 · 23 MIN

Why 3-D Secure is the New Standard for 2026 Global eCommerce Payment Security

from ARCOT INTELLIGENCE | 3-D Secure in the AI Era

Kick off 2026 by discovering how 3D Secure has evolved into a standard for global eCommerce payment security. Host Matt Cooke likens the protocol to the security chip on a physical credit card, but purpose-built for eCommerce payments. Learn how mega-merchants are leveraging 3DS data-only experiments and smart routing to raise approval rates without adding customer friction. Updates on the Arcot Smart Ruleset reveal that automated fraud detection is delivering millions and millions of dollars in fraud savings to issuers on the Arcot Network; those that are not using automated fraud detection are leaving revenue on the table. Discover why SMS authentication is finally hitting its "magstripe moment" and why in-app biometrics are the non-negotiable future of secure payments. Tune in to master the art of "closing the loop" between authentication and authorization to maximize revenue and security in the year ahead.

Episode metadata supplied by the publisher feed · Published Jan 22, 2026

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Why 3-D Secure is the New Standard for 2026 Global eCommerce Payment Security

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This episode was published on January 22, 2026.

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