Why 6-Figure Earners Are Still Broke (It's Not Inflation) – With Brett Huntington

Most people think debt is about interest rates. It’s not. It’s about behavior.In this episode of FinancialGinger, Jacob Johnson sits down with Financial Coach Brett Huntington to break down why budgeting fails, why motivation is unreliable, and why debt is more emotional than mathematical.Brett explains how credit card companies have mastered the psychology of spending: they separate the dopamine hit of purchasing from the pain of paying for it.Read that again… “Credit Card Companies separate the dopamine hit of purchasing… from the pain of paying.”Brett reveals why spreadsheets alone don’t fix spending habits, and why discipline and systems, not intensity and white knuckling, is what creates long-term financial freedom.We need a powerful motivating focus to give a good enough “WHY” to controlling our money, then it becomes easy to set up a system that works.Listen for these 4 powerful segments:- The Dopamine Trap: How credit cards trick your brain into spending more.- Math vs. Behavior: Brett states, “Debt isn’t a math problem. It’s a behavior problem.”- The Spreadsheet Fallacy: “If you don’t change the behavior, the spreadsheet doesn’t matter.”- Sustainable Systems: Why "crash dieting" your budget always fails.Brett will teach you: - Why Shame keeps people stuck financially- the psychology of credit cards and impulse spending- How to build a budget that accounts for life happening- What financial freedom implies and means to different peopleAre you stuck in debt? Angry with budgeting? Tired of feeling behind despite making good money? If you’re ready to fix that… click play.—--------------------About: Brett Huntington – Do you wish you could stop living paycheck to paycheck? Brett is a personal finance coach who specializes in helping couples escape the paycheck-to-paycheck trap. He helps people design a lifestyle by proactively planning instead of reacting to everyday life, building a budget system for intentional spending.—--------------------Ask a Question or Suggest a Guest:🌐 bio.site/FinancialGinger📧[email protected] — it’s not about impressing you… it’s about serving you.Subscribe for the latest from FinancialGinger 🎤 Episode #33: FinancialGinger