Why 78% of People Are One Paycheck From Crisis | Scott Miller | Growing Money with Sean Trace

I sat down with Scott Miller, a financial outcome coach who spent nearly a decade climbing out of tens of thousands of dollars in consumer debt after losing his job in 2008. Scott breaks down the real difference between a financial coach and a financial advisor, why "awareness is curative" might be the three most important words you ever hear about your finances, and how tracking your spending, not cutting coupons or chasing a perfect FICO score, is the single habit that changes everything. We talk about lifestyle inflation, the shame that keeps people from asking for help, and why the first step out of debt is never about willpower, it is about knowing exactly where you stand right now.What is one expense you have never actually tracked?