Why a proposed Colorado law may ban the practice of garnishing patients’ paychecks to repay medical debt

In most states, if someone repeatedly hasn't paid a medical bill, collectors can eventually go to that person's employer and garnish their paycheck – which means that they withhold a portion of that person's earnings to pay off the debt.   Critics of wage garnishment say the practice disproportionately affects lower income patients.   Now a bill under consideration at the state capitol would effectively prevent debt collectors from doing this – and would make Colorado one of the few states in the U.S. to ban wage garnishment for medical debt.   But some opponents say that would ultimately drive up the cost of healthcare for everyone.  Rae Ellen Bichell is Colorado correspondent for KFF Health News, which covers healthcare policy. She spoke with Erin O'Toole about why the practice is controversial, and how this proposal might affect it.   * * * * *Sign up for the In The NoCo newsletter: Visit KUNC.org Questions? Feedback? Story ideas? Email us: [email protected] Like what you're hearing? Help more people discover In The NoCo by rating the show on your favorite podcast app. Thanks!  Host and Producer: Erin O'Toole Executive Producer: Brad Turner  Theme music by Robbie Reverb Additional music by Blue Dot Sessions In The NoCo is a production of KUNC News and Community Radio for Northern Colorado.