Why Apple Is Quietly Building a Payment Network for In-App Purchases episode artwork

EPISODE · Jun 14, 2026 · 10 MIN

Why Apple Is Quietly Building a Payment Network for In-App Purchases

from Mac and Apple with Fexingo: macOS, iPhone, iPad, and Apple Ecosystem Conversations · host Fexingo

In this milestone 50th episode, Lucas and Luna unpack Apple's quiet but strategic expansion of its in-app payment infrastructure. With Apple Pay now processing over $6 trillion annually and the company introducing direct carrier billing and a new subscription API for developers, Apple is positioning itself as a full-stack financial intermediary rather than just a platform gatekeeper. The hosts examine the implications for app developers, the likely regulatory response in the EU and US, and whether Apple's payments ambitions could eventually challenge traditional card networks. Specific examples include the new StoreKit External Purchase API and the impact on subscription-based apps like Calm and Headspace. A focused, numbers-driven look at how Apple is redefining the economics of the App Store. #ApplePay #InAppPurchases #AppStore #PaymentNetwork #CarrierBilling #SubscriptionAPI #StoreKit #Antitrust #Regulation #DigitalPayments #Fintech #DeveloperEconomics #Lucas #Luna #Technology #FexingoBusiness #BusinessPodcast #MacAndApple Keep every episode free: buymeacoffee.com/fexingo

In this milestone 50th episode, Lucas and Luna unpack Apple's quiet but strategic expansion of its in-app payment infrastructure. With Apple Pay now processing over $6 trillion annually and the company introducing direct carrier billing and a new subscription API for developers, Apple is positioning itself as a full-stack financial intermediary rather than just a platform gatekeeper. The hosts examine the implications for app developers, the likely regulatory response in the EU and US, and whether Apple's payments ambitions could eventually challenge traditional card networks. Specific examples include the new StoreKit External Purchase API and the impact on subscription-based apps like Calm and Headspace. A focused, numbers-driven look at how Apple is redefining the economics of the App Store. #ApplePay #InAppPurchases #AppStore #PaymentNetwork #CarrierBilling #SubscriptionAPI #StoreKit #Antitrust #Regulation #DigitalPayments #Fintech #DeveloperEconomics #Lucas #Luna #Technology #FexingoBusiness #BusinessPodcast #MacAndApple Keep every episode free: buymeacoffee.com/fexingo

NOW PLAYING

Why Apple Is Quietly Building a Payment Network for In-App Purchases

0:00 10:31

No transcript for this episode yet

We transcribe on demand. Request one and we'll notify you when it's ready — usually under 10 minutes.

MG Show MG Show The MG Show, hosted by Jeffrey Pedersen and Shannon Townsend, is a leading alternative media platform dedicated to uncovering the truth behind today’s most pressing political issues. Launched in 2019, the show has grown exponentially, offering unfiltered insights, comprehensive research, and real-time analysis. With a commitment to independent journalism and factual integrity, the MG Show empowers its audience with knowledge and encourages active participation in the political discourse. Breaking News Show | eTurboNews Juergen Thomas Steinmetz News is relevant to the global travel and tourism industry, human rights and global issues.Breaking news when it happens and only from the source. Eat to Live Jenna Fuhrman, Dr. Fuhrman Our health is our most precious gift and smart nutrition can change your life. Each month, join Dr. Fuhrman and his daughter, Jenna Fuhrman as they discuss important topics in the world of nutrition. Eat to Live will change the way you eat and think about food. French Your Way Jessica: Native French teacher founder of French Your Way Boost your French listening skills and test your comprehension with this one of a kind series of podcasts. Get the chance to listen to a real conversation between native speakers talking at normal speed AND customise your learning experience through carefully designed sets of questions (2 levels of difficulty) available for download at www.frenchvoicespodcast.com. All interviews also come with the transcript. French teacher Jessica interviews native speakers of French from around the world who share a bit of their life and passion. Where else would you meet in one same place a French yoga teacher based in Melbourne, a soap manufacturer from Provence, or a couple cycling around the world?

Frequently Asked Questions

How long is this episode of Mac and Apple with Fexingo: macOS, iPhone, iPad, and Apple Ecosystem Conversations?

This episode is 10 minutes long.

When was this Mac and Apple with Fexingo: macOS, iPhone, iPad, and Apple Ecosystem Conversations episode published?

This episode was published on June 14, 2026.

What is this episode about?

In this milestone 50th episode, Lucas and Luna unpack Apple's quiet but strategic expansion of its in-app payment infrastructure. With Apple Pay now processing over $6 trillion annually and the company introducing direct carrier billing and a new...

Can I download this Mac and Apple with Fexingo: macOS, iPhone, iPad, and Apple Ecosystem Conversations episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.
URL copied to clipboard!