Why are so many smart women still struggling with money? episode artwork

EPISODE · Apr 3, 2026 · 1H

Why are so many smart women still struggling with money?

from RichHER · host Sarah Coombes

Most women aren’t bad with money — they’ve just never been taught how the game actually works. In this episode, I sit down with Rachel Covert, who reached financial independence in her 30s and now helps women build wealth without strict budgets or shame. We talk about the money myths keeping smart women stuck, the red flags in your money mindset, and why earning more alone won’t fix the problem. If you’ve ever felt behind financially, this conversation might completely change the way you think about money.Money Coach & Founder, Electri FI Wealth. I'm not a financial planner or advisor, so please refrain from referring to me with those titles. Also, (I know this one is hard) if at all possible, please try not to use the word advice in the questions. Words like suggestions, thoughts, ideas etc are better since there are super strict regulations in the US around financial "advice". About the Guest Bio:Rachel Covert “retired” from her career as the VP of a women’s fashion brand at 36 after achieving financial independence. She quickly discovered that being fully retired in her 30’s was a misguided goal and that she needed a career pivot instead of retirement. After traveling the world for the better part of a year, she realized that her gift is to help people with their money, and that women in particular are severely in need of financial education. Rachel launched her money coaching business, Electri FI Wealth, and has helped over 400 women build wealth and pay off debt without strict budgets!Our host, Sarah Coombes, is a wife, mum of 3, an educator… and now a multimillionaire. But a few years ago? She took a $50K pay cut… moved 15 times in 12 months with two babies… and had two weeks to find $110K. So no—this isn’t theory. This is experience. Sarah built my wealth from survival mode— and now she helps women do it smarter because one income isn’t safe anymore… and burnout isn’t the price of success.

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