Why Borrowing to Invest Makes Anita Bruinsma's Blood Pressure Spike

Borrowing to invest sounds smart until the market drops and the bank wants its money back immediately. Financial planner Anita Bruinsma draws a hard line on margin investing: borrow against your portfolio to buy more investments, and a sudden market decline triggers a margin call that can force you to sell stocks that are already down. She says it is a strategy she does not even bring up with clients. The same principle applies to account sprawl. Anita Bruinsma says too many accounts in too many places creates analysis paralysis, kills your big-picture view of your money, and quietly costs you in fees and missed returns. Her position is blunt: complexity does not add value, and simple investing is how 98% of people actually build wealth. Topics: borrowing to invest, margin call, HELOC investing, financial planning Canada, Canadian Investor Protection Fund GUEST: Anita Bruinsma | http://clarityonyourmoney.com Originally aired on 2026-04-30