Why Builders Are Offering 5 Percent Mortgage Buydowns

Mortgage rates have dipped to 6.48%, the lowest in months, but homebuilder stocks like D.R. Horton and Lennar are down this week. Lucas and Luna dig into the counterintuitive logic: builders are using buydowns to move inventory, but the market is pricing in thinner margins. They discuss how buydowns work, why they're becoming a standard tool, and what the data on housing starts and permits signals for Q3. Plus, they touch on the Fed's flat rate policy and why existing home sales remain sluggish. A sharp look at the mechanics behind the headlines. #MortgageBuydowns #HomebuilderStocks #D.R.Horton #Lennar #HousingMarket #MortgageRates #FederalReserve #HousingStarts #BuildingPermits #ExistingHomeSales #RealEstate #Finance #Business #FexingoBusiness #BusinessPodcast #MortgageConversations #HomeLoans #Refinancing Keep every episode free: buymeacoffee.com/fexingo