Why Did My Mortgage Payment Go Up If I Have a Fixed Rate?

A fixed-rate mortgage keeps your principal and interest predictable, but that doesn't mean your total monthly payment can never change.This week on Mortgage Matters, Heidi and Roland break down why property taxes and homeowners insurance can affect your payment, what Las Vegas homeowners should know about HOA increases, and why it's worth paying attention to those notices that show up in the mail.They also tackle a bigger question: How much house can you actually afford? Being approved for a certain amount doesn't mean spending that amount fits your life. From keeping cash in the bank to preparing for the inevitable home repair, they explain why getting the keys is only part of successful homeownership.Plus, a look at Nevada down payment assistance options and how buyers may be able to preserve more of their savings when purchasing a home.