Why Family Offices Are Buying Life Insurance Policies on the Secondary Market

Family offices are increasingly turning to the life settlements market, buying existing life insurance policies from policyholders who no longer need them. In this episode, Lucas and Luna explain how this works, using the example of a 72-year-old policyholder selling a $5 million policy for $800,000, and how a family office might earn a 12% annualized return by paying premiums until the policy matures. They discuss the role of third-party administrators, regulatory considerations, and why this asset class appeals to multi-generational capital seeking low-correlation returns. A concrete look at an alternative investment that most wealth managers overlook. #FamilyOffice #LifeSettlements #LifeInsurance #AlternativeInvestments #WealthManagement #GenerationalCapital #FexingoBusiness #BusinessPodcast #PrivateWealth #Investing #Insurance #SecondaryMarket #Alpha #LowCorrelation #Retirement #EstatePlanning #UncorrelatedReturns #CashValue Keep every episode free: buymeacoffee.com/fexingo