Why Giving at Checkout Feels Awkward and How Tim Millbank Tried to Fix It with Change for Change

What if donating didn’t require a big monthly commitment… or an awkward “do you want to round up?” moment at the checkout?In this episode I’m joined by Tim Millbank, founder of Change for Change, a fintech-for-good platform designed to turn everyday spending into micro-donations for vetted charities. Think round-up apps, but instead of investing spare change for private wealth… it goes straight to social impact.Tim shares what it actually takes to build a charity fintech in Australia and the stuff donors and charities don’t say out loud like why people expect 100% of donations to go directly to programs (and why that can backfire).In this episode, we cover:- What Change for Change is and how round-up donations work-  Building a fintech with a non-technical background (and bootstrapping reality)- Charity fundraising channels, donor psychology, and the “emails every week” problem- The iOS/App Store barrier (and why they refused to become a charity just to list)- The pivot to a progressive web app (PWA) and the user-experience tradeoffs- Why fintech + charity = innovation… but also hard modeTim’s biggest lessons on MVP, product-market fit, and doing impact work sustainablyFollow us on all platforms!Instagram ~ @fayltalesTiktok ~ @fayltales LinkedIn ~ @fayltales